- Qualifying Lender
- Финансы: Удовлетворяющий требованиям кредитор
Универсальный англо-русский словарь. Академик.ру. 2011.
Qualifying Lender
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qualifying credit — For the purposes of the Financial Services and Markets Act 2000 (FSMA), credit provided pursuant to an agreement under which: • The lender is a person who carries on the regulated activity of entering into, administering, advising on or arranging … Law dictionary
Qualifying Ratios — A set of ratios that are used by lenders to approve borrowers for a mortgage. The borrower s front end ratio, which is the total housing expense compared to the borrower s gross monthly income, is compared to the borrower s back end ratio, which… … Investment dictionary
Lender Of Last Resort — An institution, usually a country s central bank, that offers loans to banks or other eligible institutions that are experiencing financial difficulty or are considered highly risky or near collapse. In the U.S. the Federal Reserve acts as the… … Investment dictionary
Real estate broker — This article is about the North American practice. For other definitions and practices in other countries, see Real estate. For real property, see Real property. Realtor redirects here. For the real estate industry trade association that refers… … Wikipedia
PITI — In relation to a mortgage, PITI (pronounced like the word pity ) is an acronym for a mortgage payment that is the sum of monthly principal, interest, taxes, and insurance. That is, PITI is the sum of the monthly loan service (principal and… … Wikipedia
Mortgage broker — A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more… … Wikipedia
Loan origination — is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application through disbursal of funds (or declining the application). Loan… … Wikipedia
OneWest Bank — OneWest Bank, FSB Type Private Industry Banking Founded March 19, 2009 Headquarters Pasadena, California, US Key people Joseph Otting, CEO and President … Wikipedia
Down payment — (or downpayment) is a payment used in the context of the purchase of expensive items such as a car and a house, whereby the payment is the initial upfront portion of the total amount due and it is usually given in cash at the time of finalizing… … Wikipedia
IndyMac Federal Bank — Infobox financial company name = IndyMac Federal Bank IndyMac Bank (Pre 2008) company type = Savings Bank/Federally owned Bridge Bank foundation = 1985 (as Countrywide Mortgage Investment) location city = Pasadena, California, US industry =… … Wikipedia
Endowment mortgage — An endowment mortgage is a mortgage loan arranged on an interest only basis where the capital is intended to be repaid by one or more (usually Low Cost) endowment policies. The phrase endowment mortgage is used mainly in the United Kingdom by… … Wikipedia
